Payment fees
PayPal Fee Calculator Estimate US PayPal Checkout fees, net amount, and effective fee rate for a transaction.
US / USD Last updated: June 14, 2026 Rate config: paypal-us-checkout-2026-06
Estimated PayPal fee = transaction amount x percentage fee + fixed fee.
Net amount = transaction amount - estimated PayPal fee.
Example
For a $100.00 US transaction using the configured rate of 3.49% + $0.49, the estimated fee is $3.98 and the estimated net amount is $96.02.
Rate assumptions
This page uses a US, USD, PayPal Checkout commercial transaction estimate. PayPal fees can vary by payment method, country, merchant agreement, currency, account status, and transaction type.
Sources and update notes Disclaimer
Last updated: June 2026. Rates may vary by country, category, seller plan, account status,
promotion, and payment method. This calculator provides estimates only and should not be
treated as financial, tax, or legal advice.
FAQ Does this include every PayPal fee? No. It estimates the listed US PayPal Checkout commercial transaction fee. Cross-border, currency conversion, dispute, refund, card, and account-specific fees can change the final cost.
Can I use it for Goods and Services payments? It can be used as a planning estimate only if your transaction uses a comparable PayPal commercial rate. Always check the fee shown in your PayPal account for exact costs.
Why does a fixed fee matter on small orders? A fixed fee takes a larger percentage of low-priced orders, so the effective fee rate is higher when the transaction amount is small.